Director, Product Legal (EmFi & Payments)

The posting, as Airwallex wrote it

ABOUT AIRWALLEX

Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own.

We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific.

We're co-headquartered in San Francisco and Singapore, with more than 2,700 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating principles https://www.airwallex.com/en-us/operating-principles to see it in full.

HOW YOU'LL MAKE IMPACT

Product Legal is an embedded partner to Airwallex’s product organization, helping shape regulated financial products from early ideation through launch. In this role, you’ll lead the legal support for Embedded Finance, Lending, Issuing, and Payments for Platforms while staying close to the highest-impact product and commercial matters.

• Lead the product-legal team supporting Embedded Finance, Lending, Issuing, and Payments for Platforms, managing two direct reports while remaining closely involved in the highest-impact matters.
• Structure novel Embedded Finance and Lending models for strategic enterprise customers, partnering with Enterprise Sales, Product, Financial Partnerships, Risk, Regulatory Compliance, Engineering, and bank partners.
• Provide practical, risk-weighted guidance on U.S. and international payments and financial services laws, including money transmission, AML/BSA, Reg E, UDAAP, card network rules, state licensing, and bank-partner and BaaS requirements.
• Advise Product and Engineering from early ideation through PRD review, regulatory structuring, terms drafting, and go-to-market readiness for new products and markets.
• Draft, review, and negotiate financial partnership agreements and platform terms and conditions with banks, payment processors, card networks, and other financial partners, including managing terms updates across jurisdictions.
• Build scalable legal playbooks, approved use-case repositories, and reference materials that help Product, Commercial Legal, and Sales move faster on recurring deal patterns.
• Coordinate with Regulatory Legal, Data & Privacy, Risk, FCC, Commercial Legal, Global Expansion & Licensing, and regional product legal leads on product launches, GRC escalations, and regulatory exam responses.
• Serve as the U.S.-based point person for Embedded Finance, own the Lending portfolio, provide secondary support for Issuing, and help the P

[…]
ure best-in-class for customers entering the agentic economy and its regulatory demands. The hard part is helping the business move fast on product, revenue, and new-market expansion without compromising the discipline that protects the moat.

It's a team for lawyers, strategists, and licensing specialists with commercial instincts, sharp judgment, and an obsession with customer-first outcomes. If you want to guide executive decisions and help build the licensing, structure, and judgment behind what comes next, this is where legal has real leverage.

APPLICANT SAFETY POLICY: FRAUD AND THIRD-PARTY RECRUITERS

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com http://airwallex.com email address. Please apply only through careers.airwallex.com http://careers.airwallex.com or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

EQUAL OPPORTUNITY

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.