Senior Engineering Manager, Risk Engineering

The posting, as Imprint wrote it

WHO WE ARE

Imprint helps the world's best brands grow the lifetime value of their customers. We started with co-branded credit cards and rebuilt them to be smarter, more rewarding, and brand-first. We partner with companies like Crate & Barrel, Rakuten, Booking.com http://Booking.com, H-E-B, Fetch, and Shell to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. But the card is just the beginning. We combine advanced payments infrastructure, intelligent underwriting, and deep customer data to create delightful and personalized experiences for members as well as efficient and profitable relationships for our brand partners. Our robust technology and world-class operations allow us and our brand partners to offer powerful financial products without becoming a bank.

In the U.S., co-branded cards alone account for over $300 billion in annual spend, and most still run on decades-old legacy bank systems. Imprint is the modern alternative: flexible, embeddable, and built for how people actually pay today. Backed by Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, we're building a world-class team to redefine how people pay and how brands grow. If you want to move fast, solve hard problems, and own real outcomes, we want to meet you.

Risk Engineering owns the systems that execute Imprint's risk decisions in real time: transaction authorization and fraud scoring on every card swipe, the underwriting pipeline that evaluates every application, and the vendor integrations that power both. These are latency-sensitive, high-stakes distributed systems with a sprawling surface area and many stakeholders competing for the team's capacity. AI has made execution faster; the differentiator is the judgment to decide what to build, how to sequence it, and when to say no. That judgment, applied to a strong team and a hard domain, is what this Senior Engineering Manager owns.

THE OPPORTUNITY

• Own real-time authorization and fraud decisioning: Every card swipe runs through systems your team builds. Decisions happen in milliseconds, failures are visible immediately, and a wrong answer costs real money in either direction: fraud losses on one side, declined good customers on the other. You set the bar for how these systems are designed, tested, and operated.
• Own the underwriting pipeline: Every application Imprint receives is evaluated by the pipeline your team owns, spanning credit, fraud, identity, and compliance checks. As Imprint launches new brand partners and new products, the pipeline has to absorb new policies and new data sources without becoming brittle.
• Make vendor decisions that hold up in production: Fraud scoring, identity verification, and bureau data all run through third-party integrations. You'll evaluate vendor capabilities, weigh build-versus-buy with real latency and cost numbers, and push back on approaches that won't survive production load.
• Prioritize across a wide surface c

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d directness in writing, in 1:1s, in rooms with executives, and in rooms with engineers

• You drive delivery through your team, not around them. You know how to scope work, set priorities, and create the conditions for engineers to do their best work
• Experience using AI tools to stay close to technical work (investigating codebases, assessing feasibility, bringing clarity to asks), or genuine enthusiasm to adopt them
• Experience in risk, fraud, underwriting, or payments is a plus

This is a backend team. We don't expect every candidate to match every bullet. If you're excited about what we're building and confident you can contribute, we'd love to talk.

STACK

Our backend runs on Go, MySQL, DynamoDB, Temporal, Kafka, Kubernetes, and AWS. Read more about how we build at Imprint on our engineering blog https://tech.imprint.co/.

PERKS & BENEFITS

• Competitive compensation and equity packages
• Leading configured work computers of your choice
• Flexible paid time off
• Fully covered, high-quality healthcare, including fully covered dependent coverage
• Additional health coverage includes access to One Medical and the option to enroll in an FSA
• 20 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents
• Access to industry-leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity

Imprint is committed to a diverse and inclusive workplace. Imprint is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together.