Senior Software Engineer - Security

The posting, as Loancrate wrote it

WHAT IS LOANCRATE?

We started Loancrate to make home-buying simpler and less expensive for lenders and borrowers (us!). Today, mortgage lenders are stuck running their companies on software products built 20 years ago. These products are slow, unstable, and don't lead to material improvements in efficiency. When using these systems, the average human cost to originate a loan is still over $11,000.

Loancrate builds AI-native tooling to automate mortgage workflows. Our ultimate goal is fully automated origination, which has the potential to save lenders over $16B in operating expense per year.

Since starting in 2020, our remote team has enabled our customers to power >$85 billion in new home loans. We are a group of people excited to tackle the complexity of the home-lending industry. We care about collaboration, very open communication covering the good & the bad so that we learn from our decisions quickly, and ultimately having fun while we’re building. You’ll fit in well if you like diving deep quickly!

THE OPPORTUNITY

Our dreams are big and we have much to build! We’re looking for a Senior Software Engineer - Security who makes Loancrate more secure - without making it harder to build here. You’ll build systems, guardrails, and tooling that catch issues early, make secure defaults easy, and help engineers move fast and sleep at night. We handle some of the most sensitive personal and financial data in the country, and we take that responsibility seriously - security is an enabler here, not a gatekeeper.

This is an IC role with broad scope - you’ll work across application security, infrastructure security, compliance, and internal tooling. If you’ve been in fintech or another regulated industry and gotten frustrated watching security slow engineering down, this is your chance to do it differently. You’ll write code, ship tooling, and improve our defaults - not just write policies.

WHAT TO EXPECT

As a Senior Software Engineer - Security at Loancrate, you’ll get into the codebase and infrastructure quickly. Within your first month, you’ll be contributing to work such as...

• Conducting a comprehensive threat model of our application and infrastructure layers, identifying the highest-leverage gaps and building a pragmatic remediation roadmap.
• Hardening our AWS infrastructure - IAM least-privilege, secrets management, network segmentation, CloudTrail audit coverage, and GuardDuty alerting - while keeping developer workflows frictionless.
• Integrating security tooling into our CI/CD pipeline: SAST, dependency scanning, container image scanning, and secret detection that catches issues before they ship.
• Partnering with engineering on our SOC 2 Type II posture - working across evidence collection, control design, and vendor risk so that compliance is a byproduct of doing good security, not a separate workstream.
• Building secure-by-default patterns and libraries (authn/authz helpers, input validation, secure logging/redac

[…]
erraform and/or Pulumi proficiency - you can read and contribute to infrastructure-as-code, and you understand the security implications of what you’re reviewing.

• 📋 Hands-on SOC 2 experience: you’ve designed controls, collected evidence, and managed an auditor relationship - not just checked boxes.
• 🚀 CI/CD security experience: integrating security tooling into developer pipelines in a way engineers actually appreciate.
• 🏦 Fintech or regulated industry experience - you understand the intersection of security, compliance, and data privacy in a lending or financial services context.
• 🤝 Collaborative mindset - you build relationships with engineering rather than operating as an external reviewer or blocker. You measure success by how secure the product is, not how many policies you’ve issued.
• 🔑 Identity and access experience: SSO/SAML, SCIM, MFA enforcement, hardware security keys, and access review programs.
• 🛡️Familiarity with data security for sensitive personal and financial data - encryption at rest and in transit, data classification, and minimization.
• 📝 Strong written communication - you document decisions, write clear runbooks, and communicate security risks to non-security audiences without FUD.
• 🧮 Scripting and automation chops (Python, Bash, or similar) - you build tools to make security scalable, not just write policies.

PERKS & BENEFITS

• Robust medical coverage (100% of employee + family premiums covered)
• Vision & dental coverage
• 401(k)
• HSA / FSA
• Remote-first culture - work from wherever you do your best work
• Flexible time off - we trust you to manage your time

Loancrate is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected characteristic.