Senior Product Manager - Credit

The posting, as Marqeta wrote it

As a Senior Product Manager on Marqeta's Credit team, you will own the end-to-end evolution of our credit platform—shaping the core services that power how clients launch and manage credit products at scale. You will partner closely with engineering, GTM, design, legal, and compliance to bring technically rigorous, market-ready features to life. At this level, you are a domain authority who drives platform strategy with precision, translates complex regulatory and architectural realities into clear product decisions, and earns trust from engineers and executives alike.

We work Flexible First https://www.marqeta.com/blog/2022/05/10/flexible-first. This role can be performed remotely only in one of our Premium or National locations, which you can review here https://www.marqeta.com/company/salaryzones.

The Impact You'll Have

• Shape the Credit Platform Roadmap — Define and drive the multi-quarter strategy for credit platform core services, aligning prioritization with client needs, business objectives, and regulatory requirements.
• Define Requirements That Scale — Author detailed product requirements and technical documentation that guide engineering teams building robust backend systems, APIs, and data models for credit account management and transaction processing.
• Drive Cross-Functional Execution — Lead coordination across engineering, GTM, operations, legal, compliance, and risk to move new credit products and features from concept to market with rigor and accountability.
• Influence System Architecture — Collaborate directly with engineering on architectural decisions that affect account management, transaction processing, and data integrity, bringing product perspective to design trade-offs.
• Champion API Excellence — Ensure credit account APIs are designed for reliability, scalability, and seamless integration, enabling external customers to build confidently on the Marqeta platform.
• Own the Product Roadmap — Align feature prioritization across the credit domain with broader business goals and client roadmaps, making and defending trade-off decisions with clarity.
• Champion the Customer — Engage directly with external customers and internal stakeholders to surface needs, validate solutions, and ensure delivered features create measurable value.
• Make Data-Informed Decisions — Use analytics and product metrics to identify platform gaps, measure feature impact, and continuously sharpen prioritization across the credit roadmap.

Who You Are

• 5+ years of product management experience focused on credit cards or lending, with a track record of owning complex platforms or backend product areas end-to-end.
• 5+ years of hands-on experience working with backend systems and APIs—able to engage fluently with engineering on system architecture, data models, and distributed services.
• Deep technical acumen across APIs, distributed systems, and modern production environments, with the ability to evaluate architectur

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loyer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form https://forms.gle/Nx79JaH22WR94nBh7 with your specific accommodation request.

Marqeta cares about your privacy. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice https://www.marqeta.com/company/applicant?_gl=1*vqpey*_up*MQ..*_ga*MTY0ODUzMjE0NC4xNzg1ODY3Nzg5*_ga_FT9GKGF00J*czE3ODU4Njc3ODgkbzEkZzEkdDE3ODU4Njc3OTIkajU2JGwwJGgw. Additional information for California residents can be found here https://www.marqeta.com/applicant?_gl=1*vqpey*_up*MQ..*_ga*MTY0ODUzMjE0NC4xNzg1ODY3Nzg5*_ga_FT9GKGF00J*czE3ODU4Njc3ODgkbzEkZzEkdDE3ODU4Njc3OTIkajU2JGwwJGgw#1lOHLMWCqwzsMvVd1FY1XD.

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Notice on Use of AI in Recruitment
We may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws. For more information, review our AI notice here https://jobs.ashbyhq.com/marqeta-inc/automation-notice.