Senior Treasury Analyst

The posting, as Mission Lane wrote it

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind?

We’re looking for a Senior Treasury Analyst to own daily cash management and liquidity operations across Mission Lane LLC and Mission Lane Bank, reporting to the Senior Treasury Manager.

The Impact You’ll Make in this Role

Behind every dollar of credit Mission Lane extends is someone building toward a better financial future. With Mission Lane Bank having received conditional approval from the OCC, our Treasury function is taking on significantly more scope, and you’ll help build the liquidity, funding, and cash management foundation that keeps credit a tool people can count on to keep moving forward.

As a Senior Treasury Analyst, you will

• Monitor daily cash positions across bank accounts and legal entities, and execute and track wire transfers and ACH payments to ensure timely, accurate settlement
• Refine and maintain short and medium-term cash flow and liquidity forecasts for both Mission Lane LLC and Mission Lane Bank
• Help design and stand up Bank treasury processes, including daily liquidity monitoring, and intraday cash management
• Determine bank funding needs and execute settlement through Brokered Deposits and Sweep Deposits
• Support liquidity risk management for the Bank, including liquidity metrics, stress testing inputs, contingency funding plan support, and reporting for ALCO and Board committees
• Support asset/liability management and interest rate risk analysis, including net interest income and economic value of equity sensitivity reporting
• Track and report on Bank capital and funding positions, and support the intercompany funding and settlement flows between the Bank and LLC, with attention to affiliate transaction requirements (Sections 23A/23B, Regulation W)
• Own daily and monthly bank account reconciliations across entities, proactively identifying and resolving discrepancies
• Support the Senior Treasury Manager with ad hoc reporting and analysis, including regulatory and examiner information requests
• Support accounts payable and accounts receivable processes, and partner with Accounting, FP&A, Capital Markets, Risk, and Compliance to keep reporting accurate
• Support internal controls and audit requests tied to Treasury activities, and help ensure compliance with debt covenants, investor requirements, regulatory requirements, and corporate policy

You'll thrive in this role if

• You spot a gap (an undocumented process, a report that takes too long, a better way to reconcile) and go fix it instead of waiting to be asked.
• You move fast on unfamiliar territory and treat complexity as a puzzle worth solving quickly.
• You’ve used AI tools like Claude to build small t

[…]
gs on Credit Karma for its market segment and industry leading Net Promoter scores.

Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member.

Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status.

Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com .

Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.

Application Integrity

Our cardholders trust us with their financial well-being, and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete.

Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process, disqualification from future opportunities, withdrawal of an offer or other sanctions for candidates and, in addition for employees, disciplinary action, up to and including termination of employment.