FP&A Sr Expert - New Geographies

The posting, as Nubank wrote it

ABOUT NU

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

Visit our Institutional Page https://www.nu.com/2026-en

ABOUT THE ROLE

We are seeking an FP&A Senior Expert to lead financial planning and analysis for the businesses Nu is building beyond its core Latin American markets. Today that means Nu US and Nu Global. You will be the finance owner for these businesses and for new geographies from the first business case through launch: building their P&Ls, standing up planning and forecasting, and giving leadership a clear, independent view of whether each business is on track.

This role is not about maintaining an established forecast. New businesses start with little operating history, product plans that are still taking shape, and legal and regulatory structures that are still being defined. You will build the financial model of a business before it has data, decide which assumptions matter most, and revise them as the business learns. The scope covers every product we offer in these markets, including credit card, lending, banking, and international money movement.

The role is designed to move with Nu's expansion. As a business matures, its FP&A transitions into a permanent structure and you take on the next new market. You will also lead the financial analysis behind opportunities the company is evaluating, so you will be part of the conversation about where Nu goes next.

You will operate with a high degree of autonomy and consistent exposure to senior leadership, including the executives who run these businesses. You will be expected to hold a position when the analysis supports it, push back with evidence, and take direct feedback.

This is a senior individual contributor role. You will be the technical lead for a small team of up to three analysts, setting the standard for their work and developing them while staying hands-on in the models and analysis yourself.

YOU’LL BE RESPONSIBLE FOR

• Own the planning, budgeting, forecasting, and reporting cycles for Nu US and Nu Global, with full accountability for the integrity of the numbers and for the position Finance takes on them with leadership.
• Build financial services P&Ls from first principles across credit, banking, and payments products, and model how product, pricing, and funding decisions flow through to each business's results and to Nu's consolidated P&L.
• Lead the financial evaluation of new markets and products: unit economics, capital and funding requirements, the effect of legal entity and licensing structures, and the business case presented to s

[…]
or financial products, not only maintaining them.

• Direct experience with international money transfer, payment networks, or stablecoins.
• Experience launching or scaling a new business, market, or product within a larger financial institution is a plus.
• Experience presenting to and influencing senior leadership on strategic decisions.
• Experience mentoring or leading analysts.
• Fluency in English; Portuguese or Spanish is a plus.

WORK SETUP

Location

Miami, US

Work model

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Office requirement

For more details, visit https://building.nubank.com/nu-hybrid-work-model/

OUR BENEFITS

• Opportunity of earning equity at Nu
• Medical Insurance
• Dental and Vision Insurance
• Life Insurance and AD&D
• Extended maternity and paternity leaves
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• NuCare - Our mental health and wellness assistance program
• 401K Saving Plans - Health Saving Account and Flexible Spending Account
• Work-from-home Allowance
• Relocation Assistance Package, if applicable.

Total compensation includes base salary, RSUs and benefits. Base salary range: US$177k - US$222k.

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here https://script.google.com/a/macros/nubank.com.br/s/AKfycbwvrewE58oGSbRWIVv8CyCWN68GLxpPVsfYYXv-ZHg94QFsTJmi82rF1x0yt-OTs2W0DQ/exec